17 Ledgewood Road, Framingham, MA 01701
Ready to submit an offer on a house? Before you present a proposal to a seller, it is important to plan ahead as much as possible. That way, you can increase the likelihood of an instant "Yes" from a seller, as well as boost your chances of a quick, seamless homebuying experience.
Now, let's take a look at three steps to follow before you submit a homebuying proposal.
1. Get Pre-Approved for a Mortgage
What good is a homebuying proposal if you lack the necessary financing to purchase a house? If you get pre-approved for a mortgage today, you can ensure that you will have the home financing that you need to make your homeownership dream come true.
To get pre-approved for a mortgage, you'll want to meet with several local banks and credit unions. These financial institutions can offer full details about a variety of mortgage options and help you select one that matches or surpasses your expectations.
Also, if you are unsure about the differences between assorted mortgage options, don't hesitate to ask for assistance. Banks and credit unions employ friendly, knowledgeable mortgage specialists, and these professionals are happy to teach you about various mortgage options.
2. Define a "Competitive" Offer
If you want to acquire your ideal residence, it pays to put your best foot forward with your homebuying proposal. Because if you submit a "lowball" offer, you risk missing out on the opportunity to purchase your dream house.
A "competitive" offer generally accounts for the condition and age of a house, along with the current real estate climate. Thus, if you evaluate a wide range of housing market data, you may be better equipped than ever before to submit a competitive offer on any home, at any time.
Take a look at the prices of recently sold houses in your area. This data can paint a picture of the current state of the local housing market.
Furthermore, find out how the home that you want to buy stacks up against similar houses that are available in your city or town. With this information, you can further refine your homebuying proposal.
3. Consult with a Real Estate Agent
A real estate agent is a must-have, regardless of where you are on the homebuying journey. In fact, this housing market professional can help you can make the best-possible choices at each stage of the homebuying journey.
Prior to submitting a home offer, it often helps to collaborate with a real estate agent. This housing market professional can help you determine exactly what to offer on a home. And if your initial proposal is rejected, a real estate agent will make it simple to reenter the housing market and discover your ideal home.
When it comes to submitting an offer on a house, it usually is a great idea to prepare. If you follow the aforementioned steps, you should have no trouble providing a homebuying proposal that is sure to capture a seller's attention.
It’s easy to feel alienated when you move to a new city or town in today’s world. Traditionally, being friendly with neighbors was much more valued in decades past than it is now. And, with the help of things like Facebook and Skype, it’s easier to stay in touch with your old friends from your previous town than it is to make new ones in your new town.
There is, however, much to be said about becoming involved in your local community. You’ll meet new people, discover new places to explore, and can make new friends in the process.
So, how can you go about involving yourself in your new town? Read on for our advice.
Say “hi” to the neighbors
Meeting the neighbors can be beneficial in a number of ways. They’ll be able to give you the lowdown on your neighborhood, including any issues you might want to be made aware of.
They’ll also be able to tell you if they notice anything strange or concerning around your house when you’re at work. And, if you go away on vacation, a good neighbor might volunteer to take in your mail for you or water your plants.
Find local events
There are a number of ways to find out what’s happening in your new town and get involved with them. Some places we recommend that you check frequently are:
Local newspapers and magazines
Library and town hall bulletin boards
Facebook groups for your town
Craigslist community boards
You could also check out some local businesses, including cafes and restaurants, to introduce yourself to some of the people who likely live and work in your town.
Learn a new skill
One of the best ways to become involved in your new community is to find out what classes are offered nearby and to join one that you’re interested in. If fitness and wellness are one of your priorities you could consider joining a yoga or fitness class.
If you’re more into crafting, see what classes are available at the local library. And, while you’re there, ask the librarians for recommendations for local places to visit, whether it be museums or specialty stores.
Volunteer your time or skills
If you’d like to give back to your community a great way to do so is to volunteer for a local cause. Many cities and towns have neighborhood or park cleanups. Others have food pantries and assistance for the elderly.
If you have a skill that you think could be useful, such as carpentry or graphic design, find out if any local groups could use your skill.
Go to town meetings
If you want to quickly learn some of the ongoing issues and conversations in your town the weekly or monthly town meetings are a great way to familiarize yourself. Most towns and cities post their meeting schedule online and even offer recordings of past meetings if you want to get a feel for what the meetings are like before attending.
Other places that meetings are held that could be of interest are the local library, churches or spiritual centers, and parks or the town common.
45 Indian Head Road, Framingham, MA 01701